Buy to let

Whether you’re an experienced landlord or just starting out, your requirements will be different from those of a standard residential homebuyer. We have access to the major lenders in the buy to let market, including those which specialise in lending to professional landlords and consumers. Over the years, we have also developed relationships with general insurers, who have designed specialist landlords’ buildings and contents policies.

Flats above shops

Flats above shops can be tricky to get a loan for, especially where the business below is a food business. Between our lenders and partners we should be able to help you place these.

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Multi-unit blocks

Where you own or wish to purchase lots of flats on a single freehold title it is called a multi-unit block.

Houses in Multiple Occupation

Where you rent the property on a per room basis to multiple people or to a group of friends it is a HMO. They can be great to increase your rental yield and we can help you get the right loan to match your needs.

Special Purpose vehicle (SPV) & LTD Company or LLP Property Ownership

If you already have an income from work your rental income may push you into the higher rate tax bracket. Some people choose to invest via a limited company so they can defer some of the tax and buy additional property instead of spending the income. We can help you find lenders who are happy with this set up.

Single Family Let

The simple single family let generally attracts the lowest interest rates and allows you to rent your property to a family.